body {
  margin: 0;
  font-family: Arial,Verdana,Helvetica,Sans-Serif;
  color: #000000;
  background-color: #c3d0d6;
  background-image: url(../images/beach.jpg);
  background-repeat: no-repeat;
  background-position: center;
  background-attachment: fixed;
  z-index:-1;
}
table {
  border:  none;
  margin: 0;
  padding: 0;
}
#fn_header {
  overflow: visible;
  height: 15%;
  top: 0;
  left: 0;
  width: 100%;
  position: relative;
  text-align: left;
height:auto;
min-height:115; 
}
#fn_body {
  overflow: auto;
  text-align: left;
  position: relative;
  top : 0%;
  height: 84%;
  width: 75%;
}
.FutureNow {
  font-family: Arial,Helvetica,sans-serif;
  font-size: 9pt;
  font-style: normal;
  line-height: normal;
  font-weight: normal;
  text-transform: none;
  color: #000000;
}
.large_first_letter {
  font-size: large;
  font-style: italic;
}
.heading {
  font-family: Arial,Helvetica,sans-serif;
  font-size: large;
  font-style: normal;
  font-weight: bold;
  color: #000000;
}
.heading2 {
  font-weight: bold;
  color: #000000;
}
.byline {
  font-family: Arial,Helvetica,sans-serif;
  font-size: small;
  font-weight: bold;
  color: #003366;
}
.aligncentre {
  text-align: center;
}
.sidebar {
position: relative;
  float: left;
  width: 130px;
  height: 85%;
}
.btnlink {
  text-decoration:none;
}
.imgdiv {
  background-image:url(../images/blankbutton.jpg); 
  position:relative;
  left: 10%; 
  top: 20px; 
  width: 100px; 
  height: 40px;
  border:0;
  background-repeat:no-repeat;
  z-index:1;
}
.selimgdiv {
  background-image:url(../images/selblankbutton.jpg); 
  position:relative;
  left: 10%; 
  top: 20px; 
  width: 100px; 
  height: 40px;
  border:0;
  background-repeat:no-repeat;
  z-index:1;
}
.selbtntxt1ln { 
  position: absolute; 
  left: 5%; 
  vertical-align:middle;
  top: 30%;
  width: 90px; 
  height:30px;
  z-index: 2;
  text-align: center;
  border:0;
  color:black;
  font-weight:bold;
  font-size:smaller; 
  font-family:sans-serif;
  z-index:2;
}
.selbtntxt2ln { 
  position: absolute; 
  left: 5%; 
  vertical-align:middle;
  top: 8%;
  width: 90px; 
  height:30px;
  z-index: 2;
  text-align: center;
  border:0;
  color:black;
  font-weight:bold;
  font-size:smaller; 
  font-family:sans-serif;
  z-index:2;
}
.btntxt1ln { 
  position: absolute; 
  left: 5%; 
  vertical-align:middle;
  top: 30%;
  width: 90px; 
  height:30px;
  z-index: 2;
  text-align: center;
  border:0;
  color:white;
  font-weight:bold;
  text-decoration:none;
  font-size:smaller; 
  font-family:sans-serif;
  z-index:2;
}
.btntxt2ln { 
  position: absolute; 
  left: 5%; 
  vertical-align:middle;
  top: 8%;
  width: 90px; 
  height:30px;
  z-index: 2;
  text-align: center;
  border:0;
  color:white;
  font-weight:bold;
  text-decoration:none;
  font-size:smaller; 
  font-family:sans-serif;
  z-index:2;
}